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Wealth Accumulation

Growing Wealth for Retirement Begins with Risk Management

At It’s Your Wealth, we’ve put together a multi-disciplinary group of professionals who have a goal to help grow and protect your money. From asset protection, to college planning, retirement and estate planning, we offer a wide variety of services.

  • From 2000-02 the S&P declined 47%; the NASDAQ declined 78%.
  • From 2007-09 the S&P declined 56%: a 60/40 blend of stocks and bonds declined 33%.

Portfolio Challenges

The Fallout: A Lost Decade and More…

For a buy and hold investor it took almost 13 years- from March 2000-January 2013- just to recover what they had lost in the S&P downturns. They made nothing and would have seriously depleted their nest egg had they taken money out for retirement or emergencies.

Can You Afford to Proceed with Business as Usual?

Since bottoming out in March 2009, the S&P has completed an 8-year bull market run that has more than tripled its value. Yet over the same time, the actual economy has recorded the weakest recovery since WW II. Does that make sense to you?


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2 Major Sources Boosted It’s Climb:

  • The Fed’s quantitative easing (QE)
  • Corporate stock buybacks

But the fed has now ended QE and begun a series of rate hikes. Also, insider selling from corporate executives has risen to record levels in recent months.

Facing such headwinds, are we about to experience “déjà vu all over again”? Can you afford to lose another 50-60% of your nest egg, or perhaps even more?

Our Answer: Low Risk, Low Volatility Investment Platforms

To answer these concerns, we have affiliated with Horter Investment Management, a registered investment advisor (RIA) founded by multi decade veteran advisor Drew Horter. Since the Great Recession of 2007, Horter’s assets under management have grown from $50 million to $1.2 billion currently.

Our Thinking

Retirement planning is an essential part of personal finance, and one of the most vital components o...

Very Interesting Stock Market Crash Chart

Investment Risk money charts

Let me start by saying that I'm not a prognosticator of what will happen in the stock market at any ...


The future

While nobody can predict the future using our history provides a detailed essay on past events. Using technology to help drive our decision making process along with a healthy dose of our looking into the past can help give a us guide as to where we should go and the direction to head in.

We review your financial life from the ground up. Rethink it and rebuild it.